Pinned Comment: 1. Download the chrome extension. 2. Open the product page on your laptop and run the extension. 3. Enter details like bank, tenure – 3 months, 6 months, 1 or 2 years. 4. Now you'll see the actual cost that you have to pay on normal EMI option along with interest p. a. 5. To check complete breakdown of this, click on more details. 6. Here EMI and tenure will be auto filled, and as you scroll down, you'll see a table with all the hidden charges like GST on interest, processing fees etc. 7. Now if you want to check this for no cost EMI, just enter discount that brands give on no cost EMI. You can find this on product page.
Anushka, also cash upfront gets you discounts, like 10-15k on a1.4L phone, so the gaps widens further! About time they launched 0% balance transfer on credit cards!
No cost EMI means no interest and no hidden charges. The total amount is divided by the months you paying the monthly payments so for your phone is of 120000. You just have to pay 10,000 a month which is exactly the 1/12 of the amount for 12 months
I brought tv it's price was 36k and it was offered to me for 33k if I used emi option And fter paying interest and all charges it cost me around 34 k … So it's still profitable to me ….. Can you tell how emi is bad !?😊
I bought a laptop on Bajaj EMI Card Online, I paid only 500 extra than MRP. of 1 lakh. Is that bad? HELL NO? Such People are fooling you, Use your brain and calculate everything
That’s the stupidest thing I hav ever seen. There are 0 interest emis, which are usually for 6-9 months, sometimes upto 12 months too, but there are no hidden charges over there. The price what is shown, is ultimately charged that only. Brands toh baad me hate karenge pehle log hi bata denge didi, pehle practical knowledge leke aao.
There are no hidden charges. When you opt for emi platform write that bank will charge a processing fee and gst would be applied on it. I agree the gst on interest is something which is not written upfront but if you opt for no cost emi then you just have to pay gst component which is extra which user doesn’t know upfront. I know you say hidden charges for clickbait but its better you educate people that these are not hidden charges but while they should read the conditions carefully
There's no Hidden cost in No cost EMI … ITS NO COST EMI CAUSE THERE'S NO HIDDEN COST….. 🤷🤦🤦AND … THE HIDDEN CHARGES IN THE EMI OPTIONS IS CAUSE … FOR .. THOSE WHO DON'T … KNOW THE THEY HAVE TO PAY RATE + GST … OVERALL BUT EVERYTHING IS SHOWN IN THE TOTAL AMOUNT SO, … EVERY PERSON BUY IT WITH THEIR OWN ACCORD…. BUT THE ACTUAL HIDDEN CHARGES ARE HIDDEN BY BANKS … WHERE THEY HIDE CHARGE IN THE FORM OF … " NOT FULLA AMOUNT PAYMENT"…
35 comments
Pinned Comment:
1. Download the chrome extension.
2. Open the product page on your laptop and run the extension.
3. Enter details like bank, tenure – 3 months, 6 months, 1 or 2 years.
4. Now you'll see the actual cost that you have to pay on normal EMI option along with interest p. a.
5. To check complete breakdown of this, click on more details.
6. Here EMI and tenure will be auto filled, and as you scroll down, you'll see a table with all the hidden charges like GST on interest, processing fees etc.
7. Now if you want to check this for no cost EMI, just enter discount that brands give on no cost EMI. You can find this on product page.
Anushka, also cash upfront gets you discounts, like 10-15k on a1.4L phone, so the gaps widens further! About time they launched 0% balance transfer on credit cards!
She mixed a lot of stuff and got confused. 🤣
Madam ji which shampoo ur Useing?
Kon hain yeh mahila kahan se lati hai itna gyaan😂
Love you 😘🤟
EMI SUCKS blood
No cost EMI means no interest and no hidden charges. The total amount is divided by the months you paying the monthly payments so for your phone is of 120000. You just have to pay 10,000 a month which is exactly the 1/12 of the amount for 12 months
Sorry Ben brands ke pass time nahi hai apko hate kar ne ka .. cuz still ppl will buy without thinking if they really want to 😂
Interest me bhi GST 😭😭 kitna lutegi sarkar , wahiyat desh
first emi sab chiso ka liya nahi hona chahiya😊
No cost EMI ❌
No to EMI ✅
She's got such beautiful hair..
Why would brand hate you, Unka ghar main nahi jata GST, yes 2-2 rs ki knowledge se heroine banna
Looks likes a goodoinformation,nice
I brought tv it's price was 36k and it was offered to me for 33k if I used emi option
And fter paying interest and all charges it cost me around 34 k … So it's still profitable to me ….. Can you tell how emi is bad !?😊
You are right I am currently paying interest extra on emi
Thanks u didi
Meine calculate Kiya 199 processing fee ko chodh ke kuch nahi lagta bro trust me
Always buy luxurious items only when you can afford on cash💯
I bought a laptop on Bajaj EMI Card Online, I paid only 500 extra than MRP. of 1 lakh. Is that bad? HELL NO? Such People are fooling you, Use your brain and calculate everything
Amazon offers very good emi but the price of commodities are more.
Brands like – hum apko serious nhi lete 😂 so don't worry koi hate nhi krega
Beside kidding it's a good 😊
Same happen with me on Amazon cst GST many hidden charges
That’s the stupidest thing I hav ever seen. There are 0 interest emis, which are usually for 6-9 months, sometimes upto 12 months too, but there are no hidden charges over there. The price what is shown, is ultimately charged that only. Brands toh baad me hate karenge pehle log hi bata denge didi, pehle practical knowledge leke aao.
No hidden charges pagal mat banao 😂
There are no hidden charges. When you opt for emi platform write that bank will charge a processing fee and gst would be applied on it. I agree the gst on interest is something which is not written upfront but if you opt for no cost emi then you just have to pay gst component which is extra which user doesn’t know upfront.
I know you say hidden charges for clickbait but its better you educate people that these are not hidden charges but while they should read the conditions carefully
Wah. Thanks a ton. We need more people like you. Not that shitty ppl who just share everything on internet.
Brands are like – itna sach nahi bolna tha
Local electronic shops are using it nowadays…
Anushka Rathod or Priya jain doni sister hai kya😅😊
💯
I purchased realme 12 pro on emi I just got my credit card and I don't now tha hidden charges no cost emi is 😢
May be brands don't know you. So don't worry about hate 😂
There's no Hidden cost in No cost EMI … ITS NO COST EMI CAUSE THERE'S NO HIDDEN COST….. 🤷🤦🤦AND … THE HIDDEN CHARGES IN THE EMI OPTIONS IS CAUSE … FOR .. THOSE WHO DON'T … KNOW THE THEY HAVE TO PAY RATE + GST … OVERALL BUT EVERYTHING IS SHOWN IN THE TOTAL AMOUNT SO, … EVERY PERSON BUY IT WITH THEIR OWN ACCORD…. BUT THE ACTUAL HIDDEN CHARGES ARE HIDDEN BY BANKS … WHERE THEY HIDE CHARGE IN THE FORM OF … " NOT FULLA AMOUNT PAYMENT"…