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As the warm weather becomes a distant memory and the nights draw in, thoughts inevitably turn to those dreaded energy bills and how to pay for them.Β
The energy price cap- the amount suppliers can charge for each unit of energy used β will fall from Β£2074 to Β£1,923 from October 1, but itβs still much higher than weβre used to and likely to remain so for some time.Β
If fear youβll struggle to keep your home warm this winter, here are some ways to get financial assistance across the UK.Β
Household Support FundΒ
In April The Department of Works and Pensions extended the funds availability to March 2024 and injected an additional Β£842 million to help those most in need with essential food and energy costs.Β
Local Authorities have discretion on exactly how the funding is used by drawing from local knowledge and there is no set criteria for who is eligible but the grant is for those in the community most in need of financial help.Β
You should contact your local council or take a look at their website to see what they offer and how to apply.Β Β
Council Tax DiscountsΒ
You might not realise it but you could be eligible to get money off your council tax bill.Β If there is only one adult in the household you could get 25% off under the single person discount.Β This includes if you are single and have a live in carer, only eligible adult with students in your home.Β
Any adult diagnosed with a severe mental impairment who has a live-in carer is eligible for a 50% discount.Β If they are living alone they will be eligible for a 100% discount.Β
If you are on a low income or claim benefits then your household could qualify for a reduction up to 100%.Β
If youβre home has been adapted for someone disabled this could potentially enable you to drop a tax band.Β
Go to the www.gov.uk site and it explains how to apply for a council tax discount.Β Sometimes payments can even be backdated, so check it out.Β
You never know!Β Β
Warm Home Discount SchemeΒ
If you get benefits, including universal credit, the guarantee part of pension credit, housing benefit or income based jobseekers allowance, you could get Β£150 off your electricity bill or Β£150 added to your prepayment meter.Β Β
You will need to show that you have high energy costs so use the governmentβs online tool to see if you are likely to be eligible, www.gov.ukΒ
You donβt need to apply for the scheme β payments are automatic if you meet the criteria and you are with one of the following suppliers who are in the scheme.Β
- Affect EnergyΒ Β Β
- BoostΒ Β
- British GasΒ Β
- Bulb EnergyΒ Β
- Co-op EnergyΒ Β (now part of Octopus)Β
- E (Gas and Electricity)Β Β
- E.ON NextΒ Β
- EcotricityΒ Β Β
- EDF EnergyΒ Β
- Good EnergyΒ
- Octopus EnergyΒ Β
- Outfox the MarketΒ Β Β
- OVOΒ Β
- Rebel EnergyΒ Β Β
- Sainsburyβs EnergyΒ Β Β
- ScottishPowerΒ Β
- Shell Energy RetailΒ Β
- So EnergyΒ Β
- SSEΒ (now Ovo)Β
- UtilitaΒ Β
- Utility WarehouseΒ Β
- 100Green (previously Green Energy UK)Β
- Housing BenefitΒ Β
- income based Jobseekerβs AllowanceΒ Β
- income related Employment and Support AllowanceΒ Β
- Child Tax Credits and Working Tax CreditsΒ Β
- Income Support
Fuel VouchersΒ
If you canβt afford to top up your prepayment meter or you donβt use gas or electricity to heat your home, you could get a fuel voucher.Β You will receive a code in a letter, text or email and this will allow you to credit your gas card or electricity key.Β If you donβt have one of those contact your supplier to get one.Β
Vouchers can be used at shops signed up to PayPoint or Payzone or a Post Office.Β Youβll need to take your code and instructions with you as well as a form of ID like a passport or bill with your name and address.Β
Check the expiry date on the voucher as some have to be used within 15 days.Β Contact your local Citizens Advice office if you need help.Β Β Β
Winter Fuel PaymentΒ
This is an annual one-off payment to help you pay for heating during the winter for households with someone born on or before 24 September 1957.Β
You could get between Β£250 and Β£600. The amount you will get incudes a Pensioner Cost of Living Payment, this is between Β£150 to Β£300.Β Youβll get this extra amount in winter 2023/2024.Β If you are eligible you will get a letter in October or November to let you know how much youβll get.Β
Cold Weather PaymentsΒ
Cold Weather Payments are one-off payments to help you pay for extra heating costs when itβs very cold.Β Β
Youβll get a Β£25 payment each time the temperature drops to 0 degrees or below for seven consecutive days between November 1 and March 31.Β To be eligible you need to be receiving pension credit, income support, income based jobseekers allowance, income related employment and support allowance, universal credit or support for mortgage interest.Β
If youβre eligible, youβll get paid automatically. Go to the www.gov.uk website for further guidance.Β
Energy Debt GrantsΒ
If you find yourself getting behind with your energy bills, you could get a grant to help pay it off from your supplier.Β Find your supplier below to see what they offer.Β Β
British Gas Energy TrustΒ Β
Scottish Power Hardship FundΒ
Ovo Energy FundΒ
E.ON Energy FundΒ
E.ON Next Energy FundΒ
EDF Energy Customer Support FundΒ
Octopus Octo Assist FundΒ
If your supplier isnβt listed then charisgrants.com have partnered with UK energy companies to support household through the Letβs Talk Energy Fund, and you may find some additional help there.Β Β
If you are a pensioner, registered disabled, have a hearing or visual impairment or suffer from long term ill health, then sign up to the Priority Services Register (PSR), itβs a free service which provides extra advice and support to vulnerable households including things like if there is a power cut.Β
Local Energy GrantsΒ
Always remember to check what your local councils are offering, if you donβt look you wonβt know what you could get.Β they may have ways to improve your homeβs efficiencyΒ whether itβs grants for boilers or insulation.Β
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And Donβt ForgetΒ
If youβre struggling with money, there are things you can do to save on your regular living costs. Check what to do if you need help with living costs.Β Β
If youβre finding it hard to pay your bills, you can get help. Find out more about getting help with your bills.Β Β
You can also get help with debts.Β Β
If youβre struggling to pay for food, find out how to get help from a food bank.Β
Disclaimer: Information is true at the time of publication. MoneyMagpieΒ is not a licensed financial advisor and therefore information found here including opinions, commentary, suggestions or strategies are for informational, entertainment or educational purposes only. This should not be considered as financial advice. Anyone thinking of investing should conduct their own due diligence.