▶Idk how we got on the topic, but I go over my drama when it comes to a hook-up a couple months ago when someone tried to use my status to try to manipulate me in today's post-show. The story is crazy, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle plus get $100 in a cash gift for signing up to start investing!
I do sympathize with her job loss and 3 months out of work is a bad place to be. She did tell the truth at the one statement about Houston water, it’s bad. Her way of dealing with it was obv nuts though.
We've been getting paid weekly for forever. We also pay ourselves weekly since we bought a business. Transportation work is just built differently. My husband, in the early years, worked with a company that paid 2x a week. So Caleb, weekly isn't crazy, lol
I've listened to a full hour of excuses why everything under the sun is happening TO her. People like this just can't fathom the possibility that they're making stupid life decisions.
Watching people discuss their finances with real numbers is interesting. But the “moral” judgment over money in the comments is always unnecessary and a bummer to see. People come on and discuss periods of unemployment, periods of lower pay, illness medical debt, college loan debt, and most of these people are on the younger side. It’s like I get why Caleb flips out it’s his YouTube schtick, but if you are a viewer why are you getting so upset? Why are you so judgmental? Is that part of your enjoyment of watching to demean and judge?
Id love to join to see that episode but i cant afford to spend money on ✨️bullsh*t✨️. 😂
Seriously though if it wasnt for these videos id still be struggling with medical debt and over spending. The insight just by watching has helped so much to cut back my spending and stick to my budget. I can literally hear caleb in the back of my mind saying "why are we spending money we dont have." 😂😂😂
Caleb gets so mad when people lie, but he hasn't realized yet that these people fool themselves into believing any negative behavior can be justified as a good if it benefits them in the moment. These people can learn, but usually won't. They'll change for a couple months or a year, but will eventually go back to poor behavior. They shop and eat to temporarily patch a hole that all of us have for purpose and meaning. Caleb can't fix a lack of meaning that ends up on thier financial statement.
In Australia the bank has to show on the credit card statement exactly what sort of shit you will be in paying only the monthly minimum fee. They also have to give you reminders of what date interest will be charged on your account, which is about 20% after the due date OR immediately on cash advances.
I'm sorry I'm confused. Maybe it's because I am from the Midwest. Idk. You get home and it's the "dead of winter" and the apartment is 61 degrees farenhieght and you want to turn on the AC ?? As In AIR CONDITIONING??? For what reason???? Why? I'm confused
$200 for insurance is low. I pay about $800 for a family plan and I work for a huge healthcare system. The coverage is just okay so I have stack of medical bills (that also needs to be accounted for if she gets sick). One of my kids got pneumonia and was hospitalized. The bill is not low. I would love an audit because I spend nothing on myself but still can’t save a penny. I think some situations are hopeless and I think I am one of those people. My husband and I make good money, in comparison to national averages, but we struggle to buy our kids shoes.
Fun fact, at least in NY, if your job is mostly manual labor your employer is required by law the pay you weekly. So basically everyone in all the trades gets paid weekly
45 comments
▶Idk how we got on the topic, but I go over my drama when it comes to a hook-up a couple months ago when someone tried to use my status to try to manipulate me in today's post-show. The story is crazy, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle plus get $100 in a cash gift for signing up to start investing!
If she says “more so” one more time I’m going to lose my mind
I do sympathize with her job loss and 3 months out of work is a bad place to be. She did tell the truth at the one statement about Houston water, it’s bad. Her way of dealing with it was obv nuts though.
How do people get this ? I had ONE CREDIT CARD I messed up lol well now I can’t get another one anywhere 🤣🤣.
We've been getting paid weekly for forever. We also pay ourselves weekly since we bought a business. Transportation work is just built differently. My husband, in the early years, worked with a company that paid 2x a week. So Caleb, weekly isn't crazy, lol
Imagine seeing a coworker on this show then trying to take them seriously on Monday.
“We don’t round down” hammer score 0.5 had me dead
23?!! Looks like she’s pushing 40
Has anyone used relief? Any thoughts would be helpful ❤
Why do broke people think they are entitled to new and fancy cars?
I've listened to a full hour of excuses why everything under the sun is happening TO her. People like this just can't fathom the possibility that they're making stupid life decisions.
“Please don’t pull out a Glock” “What’s your car insurance?” 😂 whiplash
She is beautiful😍
100 to 50 equals 🟰 0 accountability 😂😂
Why don’t you recommend folks to call their credit card companies and request forbearance treatments. Saved my life financially
3:29 Camry’s can last forever! Mine is a 2008 and I just turned 24
Watching people discuss their finances with real numbers is interesting. But the “moral” judgment over money in the comments is always unnecessary and a bummer to see. People come on and discuss periods of unemployment, periods of lower pay, illness medical debt, college loan debt, and most of these people are on the younger side. It’s like I get why Caleb flips out it’s his YouTube schtick, but if you are a viewer why are you getting so upset? Why are you so judgmental? Is that part of your enjoyment of watching to demean and judge?
Id love to join to see that episode but i cant afford to spend money on ✨️bullsh*t✨️. 😂
Seriously though if it wasnt for these videos id still be struggling with medical debt and over spending. The insight just by watching has helped so much to cut back my spending and stick to my budget. I can literally hear caleb in the back of my mind saying "why are we spending money we dont have." 😂😂😂
I make $700 a month, and have 450k of debt. I also just took out an 84 month car loan for a new Porsche Panamera Turbo S
40:46 Pay weekly and fortnightly always seems to be foll9wed by bad finances… am i being weird?
THE MUSIC when she is putting the Xs just had me dying! 😂😂😂😂😂😂😂😂
The amount of people who come on this show who get a new car payment rather than pay for a car repair is f$$king insane 😅
Speaking as a man with tits ! lol.
Hi from England, we don't do biweekly here really, its monthly or weekly here, but usually monthly.
23? She looks 35 with kids
Chime is a banking app, nothing like CashApp.
Lookin good Caleb!
0:34 TWENTY THREEEE?!?!?!?!?
Omg, the place an X by bs items game is hilarious!
HR be struggling.
Caleb gets so mad when people lie, but he hasn't realized yet that these people fool themselves into believing any negative behavior can be justified as a good if it benefits them in the moment. These people can learn, but usually won't. They'll change for a couple months or a year, but will eventually go back to poor behavior. They shop and eat to temporarily patch a hole that all of us have for purpose and meaning. Caleb can't fix a lack of meaning that ends up on thier financial statement.
In Australia the bank has to show on the credit card statement exactly what sort of shit you will be in paying only the monthly minimum fee. They also have to give you reminders of what date interest will be charged on your account, which is about 20% after the due date OR immediately on cash advances.
I'm sorry I'm confused. Maybe it's because I am from the Midwest. Idk. You get home and it's the "dead of winter" and the apartment is 61 degrees farenhieght and you want to turn on the AC ?? As In AIR CONDITIONING??? For what reason???? Why? I'm confused
$200 for insurance is low. I pay about $800 for a family plan and I work for a huge healthcare system. The coverage is just okay so I have stack of medical bills (that also needs to be accounted for if she gets sick). One of my kids got pneumonia and was hospitalized. The bill is not low. I would love an audit because I spend nothing on myself but still can’t save a penny. I think some situations are hopeless and I think I am one of those people. My husband and I make good money, in comparison to national averages, but we struggle to buy our kids shoes.
$600 monthly on fast food, or take out in general is diabolical when your in debt.
Completely delusional… Thats a taught behavior, and i get it bc ive done it too. You have to WANT to open your eyes
Fun fact, at least in NY, if your job is mostly manual labor your employer is required by law the pay you weekly. So basically everyone in all the trades gets paid weekly
… just got back from picking up mcdonalds, grabbed some smokes, tacquitos and some bullshit on my 31.9% mastercard about to enjoy my favorite show
You cannot lease a used car
Another case of a kid who never actually had parents. Sad man.
How do these people make it through the day without walking into a hole?
Ik jetty it’s not just in Austin Texas I’m in New York it depends on where you live in certain complexes or apartments that offer it
23 or 43?????😅
Does she have any friends, colleagues, mentors in her life…she needs guidance and stop trying to find fast answers
That Camry would've lasted about another 20 years. I can't believe she traded that in without actually even knowing what was wrong with it
I travel and I get paid weekly I make over 6000 a month